![]() ![]() You would instead need a separate flood insurance policy. Home insurance generally doesn’t cover flooding. But home insurance companies don’t typically cover flood or earthquake damage. ![]() That’s why it’s important to know what types of insurance cover natural disasters.Ī home insurance policy covers fire, including wildfire insurance, that can pay if your house is damaged in a wildfire. Whether you can file a homeowners insurance claim after a disaster depends on the cause of the damage. Between January 2013 and January 2023, Jefferson Parish had 16 declared disasters, including 11 hurricanes, three coastal storms and two severe ice storms.Jefferson Parish tied with Riverside County for being fourth most impacted by natural disasters.Riverside County experienced 13 fires, two floods and one severe storm in the past decade.With 16 disaster declarations over the past decade, Riverside County tied with Jefferson Parish for being fourth most impacted by natural disasters.Over the past decade, Orleans Parish has declared 17 weather disasters, including 11 hurricanes, three coastal storms, two severe ice storms and one tornado.Orleans Parish tied with East Baton Rouge Parish (as the equivalent to counties) as facing the second highest risk of natural disasters.Between January 2013 and January 2023, East Baton Rouge Parish experienced 10 hurricanes, three coastal storms, two floods and two severe ice storms.With 17 disaster declarations over the past decade, East Baton Rouge Parish tied with Orleans Parish for being second most impacted by natural disasters. ![]() The county has declared 22 natural disasters in the past decade, including 20 fires and two instances of severe winter storms, flooding and mudslides.Ģ. Los Angeles County tops the list of counties most impacted by natural disasters. ![]()
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